Business Relationship Officer, Payloft Job at Unified Payment Services Limited

Unified Payment Services Limited is Nigeria’s premier Payments & Financial Technology company that operates as a shared infrastructure for the banking community in Nigeria and Payments Service Provider within and outside Nigeria, with a vision to be the most preferred e-payment service provider in Africa.

We are recruiting to fill the position below:

Job Position: Business Relationship Officer, Payloft
Job Location: Lagos
Employment Type: Full-time

Job Objectives


  • We are seeking a Payloft Associate to join our dynamic team.
  • The ideal candidate will have a strong background in fintech, e-commerce, and digital payments.
  • This role involves managing digital payment operations, supporting product development, ensuring compliance, and delivering excellent customer and merchant experiences.

Responsibilities

  • Support the development and execution of Payloft’s payment solutions within the e-commerce group.
  • Oversee day-to-day digital payment operations, including transaction monitoring, reconciliation, and issue resolution.
  • Collaborate with product, technology, and compliance teams to design and improve payment workflows.
  • Conduct market research to identify opportunities for innovation in e-commerce payments.
  • Ensure adherence to financial regulations, risk management policies, and compliance standards.
  • Provide insights on customer and merchant feedback to improve Payloft products.
  • Prepare reports and dashboards to track KPIs and department performance.
  • Assist in onboarding and supporting merchants and partners using Payloft solutions.

Key Performance Indicator

  • As agreed from time to time based on business exigencies.

Job Requirements

  • Education: Bachelor’s Degree in Finance, Business Administration, Economics, Computer Science, or a related field.
  • Experience: Minimum of 3 years of relevant work experience in fintech, digital payments, e-commerce, or financial services. Post NYSC experience.

Key Competency:

  • Knowledge/Experience: Strong understanding of payment systems, digital wallets, and online transaction processes.
  • Familiarity with regulatory frameworks, risk management, and compliance in financial services.
  • Excellent problem-solving, analytical, and communication skills.
  • Proficiency in MS Office, payment platforms, and relevant fintech tools.
  • Ability to work collaboratively in a fast-paced, innovative environment.

Preferred Attributes:

  • Experience with APIs and payment integrations.
  • Knowledge of emerging fintech trends (blockchain, BNPL, digital currencies).
  • Project management and stakeholder engagement experience.

Skill/Competencies:

  • Strong interpersonal skills.
  • Excellent written/oral communication skills.
  • Strong analytical skills.
  • Organizational skills.
  • Confident negotiator with the ability to close the right type of business deals at the highest level.

Method of Application 
Interested and qualified candidates should send their CV to: opeoluwa.oluyemi@up-ng.com using the Job Position as the subject of the email.